You'd wrap them in bubble wrap if you could!
But what we can actually do for you, your family & your business is even better!
Life doesn't fit into neat boxes
A human place to start
Planning for your family, your future and your business can feel tangled when life is already full.
At Life Is Too Short, we help you make sense of wills, insurance and mortgages in a way that feels clear, calm and joined up.
Whether you are thinking with your personal head on, your business head on, or a bit of both, we are here to help you find the right way forward.
Most people do not come looking for a product.
They come because something in life has nudged them. A growing family. A new home. A business that is taking shape. A reminder that it is time to get things sorted.
You might be thinking about protecting the people you love. You might be wondering whether there is a smarter way to put cover in place through your business. You might simply want someone to explain it clearly, without jargon or pressure.
That is where we come in.
Personal, business, or both
You do not have to have it all worked out before you get in touch.
Some people come to us because they want to get their personal affairs in order. Others are business owners, directors or self-employed and want to understand how personal and business planning can work better together.
Often, it is not one or the other. It is both.
What starts as a personal concern can sometimes be handled in a more cost-effective way through a business. If that is an option for you, we will help you understand it clearly. If it is not, we will help you find the right route for your circumstances.
Let’s talk about real life
If something happened to you, would your family know what was in place?
If you could not work for six months, would everything around you keep ticking over?
If you run a business, would the right protection support you, your family and the people who rely on you?
If you are paying for cover personally, could there be a more cost-effective way to do it?
These are not just financial questions. They are life questions.
Here's the thing nobody else is telling you: a Will without proper Trust work can unravel. Insurance that doesn't coordinate with your estate plan leaves gaps. Mortgages passed to children without the right advice create problems instead of security.
You don't want to piece this together across multiple providers, never quite sure if everything connects. You want to know - really know - that your family is completely protected,
no matter what.
Wills that actually work.
Trusts structured so your wishes stay protected.
LPAs for the unexpected. Life and health insurance that fits your real life.
Mortgage advice for when you're ready to pass property to the next generation.
All coordinated. All talking to each other. All designed around your family's actual needs - not a template.
Whether you're just starting out or you've built something complex, you deserve to sleep soundly knowing every detail has been thought through. Every caveat considered. Every stone turned.
Because life really is too short to spend it worrying.
When you get in touch with us, we arrange a real conversation on the telephone. It doesn't cost anything for that call and there is no obligation attached to it. Just a friendly informed conversation.
Give it a try.
Empowering conversations, tailored solutions, and peace of mind
You know protecting you, your loved ones and your business is important but...
You've no idea where to start.
You keep putting it off, thinking they don't apply to you.
You've heard of a Will, but what does it actually do?
You may have heard of Trusts, but what are they?
You don't want to be on a solicitor's conveyor belt.
Maybe you assume it's expensive.
Maybe you think only old people write Wills?
And you still have no idea what a Lasting Power of Attorney is!
The law of the land does not discriminate – whoever you identify as, without a will, your voice cannot be heard.
Let us help you: Get in touch by filling in the form below.
That's holistic advice.
That's Life Is Too Short Limited.
What is a Will and why do I need one?
Writing a will is like putting your final wishes in a time capsule that ensures your voice is heard, even when you’re not around. It’s about protecting your loved ones, preventing disputes, and making sure your wishes are followed.
Whether it’s who should care for your children or where your treasured possessions should go, a will puts you in control of your legacy.
Legally binding
It’s a legal document that provides clarity on how your assets should be distributed, who should care for any dependents, and even specific instructions for your funeral. Without a will, the state decides these matters, which could lead to unwanted outcomes or disputes among family members. By writing a will, you take control, ensuring your wishes are honored.
Clear instructions
Beyond protecting your assets and loved ones, a will can help prevent confusion and conflicts during an already emotional time. Families are often left in difficult situations when no clear instructions are provided. By specifying exactly what you want, from financial distributions to personal belongings, you can ease the burden on your family and reduce potential disagreements.
A legacy of care
Furthermore, a will can be as detailed as you want it to be. You can name guardians for your children, designate executors, and even leave gifts for charities or friends. This document is a way to leave behind not only material assets but also a legacy of care, thoughtfulness, and love for those who matter most to you.
An initial conversation about your Will costs nothing so why not get in touch & take the first step – [email protected]
What is a Trust and why might one be helpful?
Trusts are often misunderstood as complicated or only for the wealthy. We’re here to simplify that.
Setting up a trust can protect your assets, manage how they’re distributed, and even save on taxes.
Think of it as a way to safeguard your hard-earned wealth for the people or causes you care about, ensuring your legacy lives on exactly how you want it to.
Protecting your voice
A trust is a powerful estate planning tool that allows you to manage and protect your assets while you’re alive and after you’re gone. By placing assets into a trust, you can dictate how they are distributed over time, ensuring that beneficiaries receive their inheritance when and how you want.
This can be especially useful for protecting assets from probate, reducing taxes, or ensuring that minors or vulnerable beneficiaries are cared for properly.
Trust us to keep it simple
Trusts are often seen as complex, but they offer incredible flexibility in estate planning. Unlike wills, trusts can take effect during your lifetime, allowing you to control the flow of assets to your beneficiaries. This can include property, investments, or even family heirlooms.
Valuable goals
Another benefit of trusts is their ability to provide for specific needs or goals. You can create a trust that supports a child’s education, provides for long-term care of a loved one, or even makes charitable donations over time.
It’s a way to secure your financial legacy and prevent assets from being mismanaged or lost due to unforeseen circumstances.
Trusts offer peace of mind that your assets are being used in ways that align with your values and wishes – [email protected]
What are Lasting Powers of Attorney and why might they be important?
A Lasting Power of Attorney (LPA) is your safety net.
Should life throw an unexpected curveball, like an illness or accident, an LPA ensures that someone you trust will be able to make decisions on your behalf. Whether it’s managing your finances or making health decisions, an LPA is a powerful way to protect your voice during life’s unpredictabilities.
The power of a ‘wing man’
A lasting power of attorney (LPA) is an essential part of life planning that ensures your wishes are respected even if you’re unable to make decisions yourself. It allows you to appoint someone you trust to manage your financial and health affairs if you become incapacitated due to illness, accident, or age-related decline.
Without an LPA, your loved ones may face legal obstacles when trying to make crucial decisions on your behalf.
In health & wealth
There are two main types of LPAs: one for financial decisions and another for health and welfare. The financial LPA covers tasks such as managing bank accounts, paying bills, and handling investments, while the health and welfare LPA focuses on medical treatment and living arrangements. By setting up these documents in advance, you ensure that someone you trust is in charge of important decisions if you’re unable to make them.
Sharing the load
An LPA provides a safety net that protects your interests during life’s unexpected challenges.
Whether it’s ensuring your care preferences are honoured or managing your assets efficiently, an LPA ensures that your voice continues to be heard. It’s a way to safeguard your autonomy and reduce the burden on your family during difficult times.
Let us help you navigate the unknown with clear and understandable conversation – [email protected]
Be the one who decided to go for it!
Wills and all other Estate Planning services are produced on behalf of Life Is Too Short Limited
by Prestige Legal Services, Matrix at Dinnington, Nobel Way, Sheffield, S25 3QB
© Life Is Too Short Limited, Suite 8, Tower House New Portreath Road, Bridge, Redruth, Cornwall, England, TR16 4QL
